Individual Clients

Individual Clients

Insurance

 
  • Am I paying too much for my insurance?
  • Do I have too much, too little, or overlapping insurance?
  • Is there a more cost-effective solution available?
  • Do I have a clear overview of my insurance coverage?
  • Are my assets protected?
  • We provide comprehensive solutions—and we are independent of insurance companies.

Pension Planning

 
  • What are the advantages of pillar 3a savings?
  • How do 3a contributions affect my taxes?
  • What is the difference between pension solutions offered by banks and those provided by insurance companies?
  • Who should consider pillar 3b options?
  • How much money would I receive if I lost my income?
  • Can I afford to retire early?
  • What can I use my pension assets for?
  • Am I earning a good interest rate?
  • We answer your questions and find the ideal solution for you.

Retirement

 
  • Should I draw the money from my pension fund as a lump sum or as a pension?
  • Will I really pay less taxes after I retire?
  • I have retired—now what?
  • How can I invest pension assets that have been paid out?
  • How can I optimize my taxes in the years prior to retirement?
  • Is it worth making additional pension fund purchases?
  • How much will my Swiss state pension be?
  • How much will it cost me to retire early?
  • We help you plan so you can retire without financial worries.

Buying and Selling Real Estate

 
  • What costs and taxes are incurred when buying or selling real estate?
  • Has the real estate object been appraised fairly?
  • Does using a realtor make it easier to sell my real estate?
  • We help you buy or sell real estate at a fair price.

Referenzen

Wir werden seit einigen Jahren von Samuel Glaser betreut und waren mit seiner Beratung immer sehr zufrieden. Auf kompetente und verständisvolle Weise geht er auf unsere Anliegen ein. Er sagt ehrlich seine Meinung, drängt sie einem aber nicht auf.

Christoph und Mirjam Rast

Samuel Glaser steht uns mit Rat und Tat von Anfang an zur Seite. Denn egal welche Fragen wir haben, er unterstützt uns kompetent – bei allgemeinen zu unserer Vorsorgekasse, aussergewöhnlichen während unseres Reiseabenteuers, oder ganz neuen seit der Geburt unseres Sohnes. Wir wissen, dass wir uns jederzeit und in jeder Hinsicht auf ihn verlassen können.

Home Ownership

 
  • Can I afford to buy my own home or apartment?
  • Should I use my pension savings to finance my real estate?
  • What are the consequences of pledging my pension assets or withdrawing them early?
  • Is my home financing tax efficient?
  • Should I amortize my mortgage directly or indirectly?
  • Should I use a bank solution or an insurance solution for indirect amortization?
  • What happens to property in the event of occupational disability or death?
  • Am I paying too much for my mortgage?
  • How can I optimize my tax advantages when making renovations?
  • What is a building loan and when is it necessary?
  • We show you how to turn your home ownership dream into reality.
  • Are you already a homeowner? We can help you optimize your current financing.

Investment and Wealth Management

 
  • How do I sustainably grow my assets?
  • How do I preserve the value of my assets?
  • How can I minimize investment risks?
  • Are small investments worthwhile?
  • How do I make sure that I have enough money for each stage of life?
  • How do ETFs work?
  • Is my portfolio sufficiently diversified?
  • Am I paying too much for my investments fees?
  • We find investments that suit you and we do everything we can to ensure your financial security through all stages of life.

Taxes

 
  • How can I pay less taxes?
  • Which tax tricks are legal?
  • Do I have any control over my withholding tax?
  • How do I calculate the amount of taxes I owe?
  • We fill out your tax forms for you and ensure that current and future items are declared in compliance with tax laws.